Term Of Use

TERMS & CONDITIONS

SHRI SAVING FLEXI SCHEME

Buying your dream gold jewellery is now a reality, thanks to Shri’s Flexi Scheme. This enables you to buy
gold jewellery in advance for weddings and auspicious occasions through either the value-based or the gold
weight-based option. Join this plan now and purchase your favourite designs in 11 months from the date of enrolment.

Whenever there is a rate reduction offer on Gold jewellery (example: Rs.100/- less per gram), the discount will be applied only on the prevailing gold rate. This reduced rate will then be compared with Average gold rate and the lower among the two will be applied. Illustration: Offer Rs. 100/-less per Gram, the prevailing gold rate: Rs. 5000/- per gram and the average gold rate: Rs. 4000/- per gram. Prevailing gold rate after applying the offer: Rs. 4900/- per gram. In this case, the average gold rate (Rs.4000)is lower than the offer applied prevailing
gold rate (4900) and so the lower rate of Rs. 4000/- per gram will be applicable for VA calculation.

The monthly advance against purchase of jewellery must be paid within the 25th of every month. The advance amounts paid will not be eligible for any interest Customers will have to bring the customer receipt book every month while paying the advance amount, and should be surrendered at the time of Gold purchase This Accumulation plan is a unique plan and will not be linked to any other existing schemes/offers In case of change in address or change in mobile number or loss of Pass book, the customer should inform the company in writing with proper KYC details.

The customer may appoint a nomince on submission of KYC details for both self and the nominee. The Guardian will sign and will also be the nominee in case of minor, Advance against purchase of jewellery can be made through Cash, Credit/Debit cards, NEFT/RTGS, UPI transfers, and Local cheque.

Payments of monthly advance against purchase of jewellery beyond the stipulated period will not he allowed.